Context, leadership, transformation

The Leadership Con Began In Kindergarten!

After ten years and serious courses regarding leadership, this is more poignant today than ever. Got a couple minutes?

How Money Works

The attributes of leadership are stories after the event.  What are the actions and the skills required for leadership to be present in ALL of us?  We are trained and infected by ‘schooling’ to believe there is one leader… maybe two…AND it is not me!  We must all become leaders, without having to be in charge, without the stripes on our arms, without the star on our lapel or a title that we grant ‘leader’ and authority.   Imagine 1000 ‘leaders’ assembled in one place.  What could that accomplish?  The mass media promotes and feeds followers, slaves of convention, and schooling that taught us all how to do what we were told no matter how silly or worthless. The lessons were not to think but to shut up, sit down and be quiet until called on.  Changing that mental virus is essential or the continuing examples of one leader with thousands…

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Context, Rules, success, transformation, wealth

Cafeteria Propinquity! 

Propinquity is how location influences success or failure.  Creating a method or a system that makes success inevitable would seem to be a real interest in the world today.  The norm is just the opposite. There are plenty of examples of how location and ease of use make all the difference.  If your exercise equipment is in a closet, in the garage, you are more likely to exercise getting out of bed if it is next to your bed, is my guess.  

The design and the way we relate to location may have more to do with success than anything else.  Training, study, motivation, personal conviction, mind memes, and dozens of other similar cuts on success may all be myths.  If the design and your location almost guarantee failure what does that say about the way the world works and you? It appears that there is a small group, the 3%, who appear to succeed no matter what.  What if it has virtually nothing to do with them but is something as simple as being in the right place at the right time and their success was inevitable?   

I am interested in designs that make success inevitable. Most of the designs we operate in are about something else.  Control seems paramount to me in just about everything. Whether it is the current design of all schooling, ‘higher’ education, all licensed professionals, the success rate is atrociously low.  Failure in the 80-90-95% range is NORMAL!   I say that is by design! 

There are systems and organizations that produce the same range of success.  They appear to operate out of the mainstream and the few that open their doors to the public may not even understand completely what it is about their design that makes the difference.  I doubt if it is one or even two items.  We live in a cafeteria thinking world.  The designed ease and simplicity of a cafeteria do not produce five-star dining.  A cafeteria is also about control.  

I am interested in the complete list of requirements that makes success inevitable.  Quitting guarantees failure.  What if quitting was no longer an option on the menu.  What if the design was such that quitting wasn’t even a wish any longer because the design kept you in the flow and success was inevitable! The training to believe that our success is a personal phenomenon is part of the control system.  Suggesting everyone can succeed is my first requirement. 

What are some of the design features you know about that make success inevitable?  What organizations do you know that currently take on all comers and produce success in the 80-100% range?  What ‘locations’ make the difference?  There is no smorgasbord, no cafeteria success model!  Imagine if every vehicle-controlled in its unique way.  The steering wheel was potentially anywhere or even just a ‘stick’ or maybe handlebars and the gas could be everything from on the floor to a knob somewhere and it was your job to figure it out upon entry.  Design matters!  When the outcomes are almost universally, failure, it is by design!  Please make known methods, steps, systems, organizations designed with success as their outcome! What comes naturally from success? 

The bane of happiness from a ‘successful’ experience is the tendency to take on more, to add to the daily tasks, and to believe you have found a perfect path. More is not better. Locating the source of anger, frustration, and despair, not the excuse, not the explanation, not even the cause like an expectation or belief, but following ‘it’ to source requires prior preparation and tenacity.  Swimming against the current of frustration and upset, without surrendering and ignoring the mind’s taunts of madness you will have to eliminate all unnecessary baggage.  

I was 15 when I read the collected works of St. Augustine for the first time. I was shocked when I read. 

There is no possible source of evil except good. – Saint Augustine 

We either live on the court or watch from the stands. Keeping ‘it’ simply simple in a world that taunts and resists our commitments moment to moment is a position on the court. From in the stands, wherein the blink of an eye you may reside as well, there is no struggle, only editorials. Seeing the present from the future, by even a few seconds is astonishing while trusting your internal compass, heart/gut combo to present the path moment-by-moment AND this means to be operating in the present moment. [There are no other moments you may operate in, is there!]  One is being either ‘all in’ meditating or all ‘out here’, in the world. The mind rebels and is addicted to the noise of TV, radio, music, and mind-numbing nonsense conversations. Some days I fail to attempt to shut it off at all. The failure is purely an ‘in the stands’ admonition.  

Who am I? I am not a mind, thoughts, or body. Is what is left the ‘soul’? ‘You do not have a soul. You are a soul. You have a body.’ was never uttered or written by C. S. Lewis and may not be valid either. I answered, ‘who am I?’ numerous times in my life and from the early ’80s for twenty years spent time in immersion events at least quarterly and a number of times, once or twice a month for a year or more.  The power and exhilaration experienced ‘being’ in a room with 100, 200 and especially 2000+ openly committed humans are beyond words. A ‘mastermind’ does not always appear, but immersion events are a way to skip across the pond by choice. For the last ten years, I have participated in random events, sometimes with nothing at stake but to relish in the experience. The buzz is profound for me and always lasts for days and sometimes for a month or more when what I had at stake was big enough.  

What makes success inevitable? What has worked for me so far… 

Do what you do best and learn to delegate the rest. 
The way to get what you want is to want what you got. 
Do what needs doing and it gets done, don’t and it won’t. 
Create and honor your integrity each day. 
I Honor my word as Myself. 
Stay congruent with your ‘self’. 
Implement all insights with action or lose them to the drift.  

“If its comfort you want, life is not the place to be.” – Werner Erhard 

Werner Erhard’s rules … 
1. Respect the other person’s point of view, whether or not you agree with it. Recognize that if you had their history, their circumstances, and the forces that play on them, you would likely have their point of view. 

2.  Consider life a privilege—all of it, even the parts that are difficult or seem a waste of time. 

3.  Give up the islands that reinforce mediocrity, the safe places where we gossip and complain to one another, where we are petty. 

4.  Take a chance. Be willing to put your reputation on the line; have something at stake. 

5.  Work for satisfaction rather than for credit. 

6.  Keep your word. There will be times when the circumstances of life will make you forget who you are and what you’re about. That is when you need to be committed to keeping your word, making what you say count. 

If this makes sense to you, resonates with you, we need to talk. 

Discover/know/create your purpose. 
Align all habits to purpose.  
Align all goals with purpose.  
Carve out time for purposeful action.  
Say “NO” to all that stops, deflects, or subtracts from purpose. 

How to make hard tasks easy, mountains molehills, and challenges simple, opt for one of two paths. You can be still, wait for guidance, and expect spontaneous enlightenment. Or you can just roll up your sleeves and get busy doing what you can, with what you’ve got, from where you are. The latter [rhymes with ladder] is usually much faster. And it makes you a lightning rod for divine guidance and spontaneous enlightenment.  – Mike Dooley

financies, Rules, wealth

The Basics on How to Eliminate Debt and Create Wealth

Learn how to have money chase you, instead of you chasing it.

Banks make your money work hard for them.  The banks keep your mortgage and other loans separate from your checking and savings accounts. What purpose does this serve?  This allows them to make as much money as possible on all of your accounts.

Banks make money by lending your money from your checking and savings accounts to other borrowers. They make money by lending the money from other people’s checking and savings accounts to you. The banks make money by lending your own money back to you with interest. Would you like to be your own bank?

Keep this process in mind as we go through the following principles. You can eliminate debt and create wealth to turn the tide and have your money working for you.

Open-End Loans

An open-end loan is a revolving line of credit issued by a lender or financial institution which is approved for a specific amount. It is very flexible, meaning you can take out as much or as little as you need up to the amount of your credit limit, and once you pay off that amount, you can reuse the line of credit again later. Examples of open-end loans are credit cards, some bounce protection lines on checking accounts, and a home equity line of credit, or HELOC.

Closed-End Loans

Closed-end loans are dispersed in full when the loan closes and are paid back, including interest and finance charges, by a specific date. These types of loans are referred to as “installment loans” or “secured loans.” Closed-end loans allow borrowers to buy expensive items–such as a house, a car, a boat, furniture, or appliances and are paid on schedule or penalties and fines are imposed.

Interest Cancellation

Taking a mortgage as an example, the less you owe on your mortgage balance, the less interest you pay. It makes sense to find a simple and easy way to lower your mortgage balance to pay less interest and reduce your number of monthly payments.  Where do you get the extra money to lower your mortgage balance to pay less interest? The is where the excitement begins!

Float and Leverage

Leverage is the use of debt (borrowed capital) to multiply the potential returns from another investment or undertaking. Many companies use leverage to finance their assets. Instead of issuing stock to raise capital companies may use debt financing to invest in business operations to increase shareholder value. Consumers may use float to earn interest in a separate account while utilizing the bank’s assets to sustain their lifestyle.

Strategic Payoff

Most people have more than one debt.  Which debt should you make strategic transfers to first?  Some people recommend that you pay off your smallest debts first, regardless of interest rate, since eliminating the monthly payment for that debt will free up more of your money to go toward other debts.    Other people say to pay off your highest interest rate debt first so that your money will have the greatest impact and cancel the most interest.  Both methods have merit. There is another way.

Conversion

Albert Einstein said Compound Interest is the eighth wonder of the world. He who understands it earns it. He who doesn’t pays it. This statement could not be truer! Those who spend 30 (or more) years paying interest on mortgages, cars, credit cards, etc. are simply making the banks rich—extraordinarily rich! Fortunately, those who have the right tools and understanding can also become rich! As you may already know, your money has great potential power. If you use it correctly, and with the right tools, your money can multiply almost exponentially.

By using these principles and applying them to your debt, we can show you how to pay off ALL your debt, including your mortgage, in as little as 5-7 years, and convert your debt into wealth!